Authorised and Regulated by the Financial Conduct Authority

97 High  Street



       CM12 9AJ

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01277 630873


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Your Home is at risk if you do not keep up any mortgage or payments secured upon it!

You should remember that past performance is not necessarily a guide to the future. Market and currency movements may cause the value of units, and the value derived from them, to fall as well as rise and you may get back less than you invested when you decide to sell your units. The tax treatment of investments and pensions is not guaranteed and may change in the future.  

Investment Strategy :- It is important that you have a tailor made investment strategy aimed at maintaining the income and capital value of your pension fund.

We can do this by utilising our experience and sophisticated planning tools that draw on thousands of items of historic data.

Charges:- No one likes to pay more than necessary and if we can keep your costs down, your investment funds do not have to work so hard to maintain the income. We aim to do this by charging only 1% of money invested as a set-up fee (excludes tax free cash). For ongoing advice depending on level of assets in the pension fund, we charge between of 0.5% and 0.75% of the fund value per annum (excludes direct property). The charges can be paid as a fee or deducted from the fund.

Also we also only use competitive charged SIPP plans where we can usually invest in funds for a fraction of the normal price. Typically, these charges are around 1% per annum including the fund managers charges.  

For more information on the basics (Key Features), contributions, transfers, investments, members benefits, death benefits etc, the Money Advice Service” site is worth a look.

THE ADVICE CENTRE - making sense of a complicated world