97 High Street
Billericay
Essex
CM12 9AJ
Call us today on
01277 630873
or
Authorised and Regulated by the Financial Services Authority
INDEPENDENT FINANCIAL ADVICE CENTRE
You should remember that past performance is not necessarily a guide to the future. Market and currency movements may cause the value of units, and the value derived from them, to fall as well as rise and you may get back less than you invested when you decide to sell your units. The tax treatment of investments and pensions is not guaranteed and may change in the future.
Your home is at risk if you do not keep up the payments on a mortgage
If you have worked out your budget, can manage on a lower income now and expect to live to a good age consider an increasing Annuity. Vice versa!
(9) Flexible or Secure
A secure Annuity means your income will arrive every month with no risk whatsoever. It does not matter, within normal reason, what happens to Interest rates, stockmarkets etc. So if you simply must have this Annuity income in order to live choose secure. (If the whole financial world collapses your annuity would stop. Nothing can ever be that guaranteed except “Death and Taxes”!)
? do I want a non-increasing or increasing annuity yes/no. If no go to (8)
? The annuity should increase at 3% p.a., 5% p.a. or RPI?
? Protected Annuity No/5 years/10 years.
Annuity Purchase
